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First Home Buyers & Owner‑Occupiers.

We walk you through every step, clearly, at your pace, with no surprises.

Raaschou Finance office, Broadbeach
Our approach

No jargon. No rushed conversations.

Most brokers run first-home buyers through the same playbook they use for investors. We slow down, explain what each step means, and make sure you walk into your bank meeting knowing more about your application than they do.

What we make simple

Three things that trip everyone up.

The same mistakes come up again and again. We make sure they are not yours.

01

Jargon overload

We translate the terms and tell you what lenders are actually looking for.

02

The paperwork wall

We tell you exactly what to bring and in what order, so nothing stalls at the last minute.

03

First home buyer schemes

FHBG, FHSS, stamp duty concessions. If you qualify, we work it into the plan.

  1. 01
    Brief

    A 30-minute call. We learn your situation, your numbers, and what you are trying to buy.

    30 minutes · in person or call
  2. 02
    Pre-approval

    We map your borrowing power across multiple lenders, then secure a written pre-approval at the right one.

    5–10 business days
  3. 03
    The hunt

    You go shopping with a number you can stand behind. We are on call for every contract you consider.

    As long as it takes
  4. 04
    Keys

    We run the loan through to settlement and stay with the file. Same team, no transfers, no surprises.

    Settlement & beyond
Most first-home buyers do not need more advice. They need someone to make the process feel doable.
Erik Raaschou · Principal Broker

Ready to talk?