Back to verticals

Asset Finance.

From a single vehicle to a full fit-out, with the term matched so repayments never outlast the asset.

What we finance

Gear that earns its keep.

If it helps the business make money, it can usually be financed. These are the three we arrange most.

01

Vehicles & fleet

From a single ute or work car to a full fleet. New or used, through a dealer or private sale.

02

Plant & equipment

Machinery, manufacturing lines, medical and hospitality equipment: the assets your revenue actually runs on.

03

Tools & fit-out

Trade tools, IT, and the full fit-out of new premises, bundled into one facility instead of a dozen card balances.

How we structure it

Match the term to the asset.

The mistake we see most is financing a three-year asset over seven. The repayments outlast the value, and you are still paying for gear that has already been retired.

We line the term up with the working life of the asset, and the structure with how your business is taxed. Chattel mortgage, lease or commercial hire purchase: each has a place, and we pick the one that suits your books, not ours.

Boat moored on calm water
How it works

Approved on the asset.

Asset finance should be quick and uncomplicated. Four steps, and we keep it off your property file.

Step 01

Scope

Tell us what you are buying and how it earns. We confirm what is fundable and the likely structure.

Step 02

Quote

We compare specialist asset lenders, not just your bank, and bring back rate, term and balloon in writing.

Step 03

Approve

Many deals are low-doc against the asset. Clean files are often approved same day.

Step 04

Settle

We deal with the supplier or dealer directly, so the gear lands and you get back to work.

Who it’s for

Built for businesses that run on kit.

01

Trades & construction

Utes, trailers, excavators and tools, financed as the jobs grow rather than out of cash flow.

02

Health, hospitality & retail

Fit-outs, chairs, kitchens and point-of-sale, structured so a new site doesn’t drain the working account.

03

Transport & logistics

Single vehicles through to fleet, matched to replacement cycles and kilometres, not a flat seven years.

04

Professional & medical practices

Imaging, IT and equipment kept on a separate facility, so it never erodes your home or practice lending.

Ready to talk?