Commercial Lending.

We structure the debt around the deal, and the cash flow that has to service it.

Business acquisitions.

Buying a trading business, or buying into one. The lender backs what the business earns, not just the building it sits in, so the structure is built around cash flow.

Advisers and clients reviewing a business acquisition — Acquisition · Advisory

Commercial property.

Owner-occupied premises or an investment asset. Lease quality and your exit matter as much as the headline yield, and they shape the lender we take it to.

Modern glass commercial tower — Commercial · QLD

Share & partner buy-ins.

Funding your stake in a firm or partnership. We work alongside your accountant so the loan sits in the right place for both tax and security.

Partners meeting around a boardroom table — Partnership · Buy-in

How it works

From deal to drawdown.

Commercial files move on detail and timing. Ours follow the same four steps every time.

Read the deal

We go through the contract, the financials and the structure before we say a word to a lender.

Map the lenders

Every deal goes to a minimum of three lenders that genuinely want it, across banks, mutuals and private credit.

Structure the facility

Term, security, covenants and headroom set deliberately, so the facility supports the business rather than straining it.

Settle and support

We manage credit, valuation and settlement, then stay on the file for reviews and the next move.

A commercial loan lives or dies on how the deal is read, long before a lender ever sees it.

Erik Raaschou · Principal Broker